Becoming an Insurance Agent via Online Education?

At the very least, online education can help you lay a foundation and/or open up alternate career paths. Herzing University, one of the highest ranking online schools, is a US school (accredited) offering insurance courses to train individuals to become top-notch insurance agents, insurance brokers, insurance consultants, insurance managers, insurance professionals, etc. Currently, according to the US Bureau of Labor Statistics there are 10,960 people employed as insurance appraisers, auto damage alone in America, and their average annual salary is $56,180. Insurance underwriters make on average $63,330 per year and there are about 98,430 of them employed today. Colleges and universities like Herzing University that provide online education are successfully launching workers into this field.

Typical Work Locations for an Insurance Agent
  • insurance agency
  • insurance facility
  • private insurance
  • health care company
  • car insurance company
  • health insurance company
  • life insurance company
  • home insurance facility
  • car insurance facility
  • corporate liability insurance agency
Potential Advantages and Benefits of Working as an Insurance Agent
  • interact with people
  • high commissions potential
  • social networking opportunities
  • low educational requirements
  • if you build a clientèle you can expect repeat business
  • work flexible hours
  • opportunities to start your own agency and eventually have other people sell for you
  • work in an industry that is not shrinking
  • you get to help people feel taken care of
  • handle own aspects of the business
Potential Drawbacks
  • might have to work late hours
  • may not always sell every time
  • lots of competition for insurance
  • must be forgiving
  • have to make phone calls constantly
  • you may not be considered trustworthy by the general public
  • could be commission only
  • tough to land a job
  • people may not want to talk to once they find out you are an insurance agent
  • will have to sell to keep job
Related Professions to Consider
  • Insurance Office Assistant
  • Office Manager
  • Insurance and Financial Services Agent
  • Licensed Insurance Agent
  • Insurance Sales Agent
  • Insurance Field Agent
  • Insurance Agent in Training
  • Farmers Insurance Agent
  • Associate Agent-Insurance Sales
  • Sales and Insurance Agent
Possible Interview Questions When Applying to be an Insurance Agent
  • Why did you choose this particular vocation?
  • Would you mind working in a team or would you like to work independently?
  • What was your undergraduate education in?
  • Do you currently have life insurance?
  • What have you done which shows initiative and willingness to work?
  • Do you like regular hours or would you be willing to work evenings?
  • What jobs have you enjoyed the most The least Why?
  • Tell me about a time when you had to handle a sales objection.?
  • What qualifications do you have that make you feel that you will be successful in your field?
  • What do you know about our company?
Common Collaborating Professions
  • Customer Service Agent
  • Direct Sales Agent
  • Service Desk Agent
  • Real Estate appraiser
  • Travel Agent - Home Based
  • Inbound Call Center Agent
  • Inside Property Claim Professional
  • Real Estate Agent
  • Customer Service Agent
  • Insurance Adjuster
Insurance Agent Training books Insurance Agent (More) Popular books Potential Companies to Work For Common College Majors
  • communication and journalism
  • communication technologies
  • business administration
  • construction trades
  • education engineering
  • English language and literature
  • library science
  • math and statistics
  • marketing
  • psychology

Insurance Agent Salary Information

Category: Insurance underwriters

Total # Employed in the US 98,430
Average Hourly Wage: $30.45/hr
Hourly Wage Range
PERCENTILE
10%25%50%75%90%
$17.13 $21.33 $27.8 $37.34 $47.8
Average Yearly Salary $63,330
Yearly Salary Range
PERCENTILE
10%25%50%75%90%
$35,630 $44,380 $57,820 $77,660 $99,420
Employment Demographics
% OF WORKERS WITH
< High School Diploma High School Diploma Some College Associate Degree Bachelor Degree Master Degree Doctoral Degree
0.6% 18.3% 22.4% 8.6% 42.5% 6.1% 1.4%
Insurance underwriters — WAGES BY STATE, SORTED BY SALARY
STATEAverage Hourly WageAverage Annual Salary
Delaware $36.88/hr $76,700
Oklahoma $36.5/hr $75,910
North Dakota $34.56/hr $71,880
Virginia $33.52/hr $69,710
Missouri $33.51/hr $69,710
Florida $33.17/hr $69,000
Colorado $32.82/hr $68,260
Kansas $32.79/hr $68,210
Ohio $32.08/hr $66,730
Mississippi $31.9/hr $66,350
Utah $31.4/hr $65,320
West Virginia $30.87/hr $64,210
Kentucky $30.84/hr $64,150
Tennessee $30.81/hr $64,080
Michigan $30.32/hr $63,050
Wisconsin $30.31/hr $63,040
Wyoming $29.84/hr $62,070
South Carolina $29.2/hr $60,730
North Carolina $29.13/hr $60,590
District of Columbia $28.96/hr $60,250
Montana $28.94/hr $60,200
Maine $28.88/hr $60,060
Idaho $28.36/hr $58,980
Connecticut $28.34/hr $58,940
Nebraska $28.33/hr $58,920
Alaska $27.9/hr $58,040
Louisiana $27.87/hr $57,970
New Hampshire $27.8/hr $57,820
Oregon $27.47/hr $57,140
Iowa $27.42/hr $57,020
New Mexico $27.27/hr $56,720
New York $26.98/hr $56,120
Hawaii $26.73/hr $55,590
Maryland $24.67/hr $51,310
Alabama $24.59/hr $51,140
Nevada $24.39/hr $50,730
Indiana $24.32/hr $50,580
Puerto Rico $24.2/hr $50,340
Arkansas $24.05/hr $50,030
South Dakota $24.02/hr $49,970
Washington $23.21/hr $48,280
California $22.36/hr $46,510
Massachusetts $22.21/hr $46,200
Pennsylvania $22.14/hr $46,050
New Jersey $21.45/hr $44,620


Category: Insurance sales agents

Total # Employed in the US 325,710
Average Hourly Wage: $29.48/hr
Hourly Wage Range
PERCENTILE
10%25%50%75%90%
$12.4 $15.78 $21.87 $33.43 $55.24
Average Yearly Salary $61,330
Yearly Salary Range
PERCENTILE
10%25%50%75%90%
$25,800 $32,810 $45,500 $69,540 $114,910
Employment Demographics
% OF WORKERS WITH
< High School Diploma High School Diploma Some College Associate Degree Bachelor Degree Master Degree Doctoral Degree
1.2% 17.8% 26.7% 9.1% 37.7% 6.1% 1.4%
Insurance sales agents — WAGES BY STATE, SORTED BY SALARY
STATEAverage Hourly WageAverage Annual Salary
Virginia $38.6/hr $80,280
Missouri $37.85/hr $78,740
Colorado $36.79/hr $76,520
North Dakota $34.71/hr $72,210
Oklahoma $34.44/hr $71,630
Delaware $34.38/hr $71,510
Pennsylvania $33.94/hr $70,590
Utah $32.51/hr $67,620
Connecticut $31.82/hr $66,190
Kansas $31.02/hr $64,520
Kentucky $30.02/hr $62,440
Idaho $29.48/hr $61,320
Montana $29.41/hr $61,170
Florida $29.17/hr $60,680
Hawaii $28.63/hr $59,540
Nebraska $28.61/hr $59,520
Maryland $28.43/hr $59,130
Wyoming $28.4/hr $59,060
Oregon $28.28/hr $58,820
Mississippi $28.25/hr $58,760
District of Columbia $27.74/hr $57,690
Puerto Rico $27.64/hr $57,480
Tennessee $27.63/hr $57,460
South Carolina $27.5/hr $57,200
Louisiana $27.49/hr $57,180
North Carolina $26.93/hr $56,020
Guam $26.9/hr $55,960
Michigan $26.81/hr $55,760
Maine $26.17/hr $54,420
Alabama $26.16/hr $54,410
New Hampshire $25.89/hr $53,850
Wisconsin $25.88/hr $53,820
New Mexico $25.07/hr $52,140
New York $24.33/hr $50,610
Alaska $24.29/hr $50,530
Arkansas $24.28/hr $50,500
Nevada $24.24/hr $50,410
California $24.01/hr $49,930
South Dakota $23.76/hr $49,410
New Jersey $23.4/hr $48,660
Ohio $23.4/hr $48,680
Iowa $22.73/hr $47,280
Washington $22.11/hr $45,980
Massachusetts $21.63/hr $45,000
Indiana $21.19/hr $44,070
West Virginia $21.16/hr $44,010


Category: Insurance claims and policy processing clerks

Total # Employed in the US 235,480
Average Hourly Wage: $17.18/hr
Hourly Wage Range
PERCENTILE
10%25%50%75%90%
$11.48 $13.5 $16.36 $19.85 $24.36
Average Yearly Salary $35,740
Yearly Salary Range
PERCENTILE
10%25%50%75%90%
$23,880 $28,080 $34,040 $41,300 $50,660
Employment Demographics
% OF WORKERS WITH
< High School Diploma High School Diploma Some College Associate Degree Bachelor Degree Master Degree Doctoral Degree
1.8% 31.1% 34.0% 12.5% 18.0% 2.2% 0.4%
Insurance claims and policy processing clerks — WAGES BY STATE, SORTED BY SALARY
STATEAverage Hourly WageAverage Annual Salary
Florida $23.62/hr $49,140
New York $19.38/hr $40,310
Missouri $19.13/hr $39,790
Wisconsin $18.78/hr $39,070
Delaware $18.75/hr $39,010
Mississippi $18.69/hr $38,870
Colorado $18.48/hr $38,430
Oklahoma $18.38/hr $38,230
District of Columbia $18.11/hr $37,670
Utah $18.1/hr $37,660
North Dakota $18.01/hr $37,450
Connecticut $17.98/hr $37,400
Kansas $17.78/hr $36,970
Arkansas $17.72/hr $36,850
Tennessee $17.6/hr $36,610
Nebraska $17.6/hr $36,600
Virginia $17.54/hr $36,490
Alaska $17.36/hr $36,100
Nevada $17.33/hr $36,040
Wyoming $17.14/hr $35,660
North Carolina $17.09/hr $35,550
New Hampshire $16.8/hr $34,950
South Carolina $16.77/hr $34,890
Indiana $16.59/hr $34,500
Montana $16.53/hr $34,390
California $16.51/hr $34,330
Michigan $16.38/hr $34,080
Maine $16.34/hr $33,980
Puerto Rico $16.26/hr $33,810
Kentucky $15.97/hr $33,220
South Dakota $15.96/hr $33,200
Idaho $15.85/hr $32,970
New Mexico $15.83/hr $32,920
Hawaii $15.69/hr $32,620
New Jersey $15.66/hr $32,560
Louisiana $15.61/hr $32,480
Maryland $15.36/hr $31,940
Washington $15.19/hr $31,590
Oregon $15.15/hr $31,520
Iowa $15.04/hr $31,290
Alabama $14.84/hr $30,860
Pennsylvania $14.56/hr $30,280
Massachusetts $13.86/hr $28,830
Guam $13.66/hr $28,410
Ohio $13.64/hr $28,370
West Virginia $12.45/hr $25,900


Category: Claims Examiners, Property and Casualty Insurance

Total # Employed in the US 273,930
Average Hourly Wage: $28.26/hr
Hourly Wage Range
PERCENTILE
10%25%50%75%90%
$16.74 $20.82 $27.46 $34.68 $41.25
Average Yearly Salary $58,780
Yearly Salary Range
PERCENTILE
10%25%50%75%90%
$34,820 $43,300 $57,130 $72,130 $85,810
Employment Demographics
% OF WORKERS WITH
< High School Diploma High School Diploma Some College Associate Degree Bachelor Degree Master Degree Doctoral Degree
1.3% 17.9% 25.9% 10.7% 38.5% 4.6% 1.2%


Category: Insurance Adjusters, Examiners, and Investigators

Total # Employed in the US 273,930
Average Hourly Wage: $28.26/hr
Hourly Wage Range
PERCENTILE
10%25%50%75%90%
$16.74 $20.82 $27.46 $34.68 $41.25
Average Yearly Salary $58,780
Yearly Salary Range
PERCENTILE
10%25%50%75%90%
$34,820 $43,300 $57,130 $72,130 $85,810
Employment Demographics
% OF WORKERS WITH
< High School Diploma High School Diploma Some College Associate Degree Bachelor Degree Master Degree Doctoral Degree
1.3% 17.9% 25.9% 10.7% 38.5% 4.6% 1.2%


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