Becoming an Insurance Agent via Online Education?
At the very least, online education can help you lay a foundation and/or open up alternate career paths.
Herzing University, one of the highest ranking online
schools,
is a US school (accredited) offering insurance courses to train individuals
to become top-notch
insurance agents,
insurance brokers,
insurance consultants,
insurance managers,
insurance professionals, etc.
Currently, according to the US Bureau of Labor Statistics there are 10,960 people employed as
insurance appraisers, auto damage alone in America, and their average annual salary is
$56,180.
Insurance underwriters make on average $63,330
per year and there are about 98,430
of them employed today.
Colleges and universities like Herzing University that provide online education are successfully launching workers into
this
field.
Typical Work Locations for an Insurance Agent
- insurance agency
- insurance facility
- private insurance
- health care company
- car insurance company
- health insurance company
- life insurance company
- home insurance facility
- car insurance facility
- corporate liability insurance agency
Potential Advantages and Benefits of Working as an Insurance Agent
- interact with people
- high commissions potential
- social networking opportunities
- low educational requirements
- if you build a clientèle you can expect repeat business
- work flexible hours
- opportunities to start your own agency and eventually have other people sell for you
- work in an industry that is not shrinking
- you get to help people feel taken care of
- handle own aspects of the business
Potential Drawbacks
- might have to work late hours
- may not always sell every time
- lots of competition for insurance
- must be forgiving
- have to make phone calls constantly
- you may not be considered trustworthy by the general public
- could be commission only
- tough to land a job
- people may not want to talk to once they find out you are an insurance agent
- will have to sell to keep job
Related Professions to Consider
- Insurance Office Assistant
- Office Manager
- Insurance and Financial Services Agent
- Licensed Insurance Agent
- Insurance Sales Agent
- Insurance Field Agent
- Insurance Agent in Training
- Farmers Insurance Agent
- Associate Agent-Insurance Sales
- Sales and Insurance Agent
Possible Interview Questions When Applying to be an Insurance Agent
- Why did you choose this particular vocation?
- Would you mind working in a team or would you like to work independently?
- What was your undergraduate education in?
- Do you currently have life insurance?
- What have you done which shows initiative and willingness to work?
- Do you like regular hours or would you be willing to work evenings?
- What jobs have you enjoyed the most The least Why?
- Tell me about a time when you had to handle a sales objection.?
- What qualifications do you have that make you feel that you will be successful in your field?
- What do you know about our company?
Common Collaborating Professions
- Customer Service Agent
- Direct Sales Agent
- Service Desk Agent
- Real Estate appraiser
- Travel Agent - Home Based
- Inbound Call Center Agent
- Inside Property Claim Professional
- Real Estate Agent
- Customer Service Agent
- Insurance Adjuster
Insurance Agent Training books
Insurance Agent (More) Popular books
Potential Companies to Work For
Common College Majors
- communication and journalism
- communication technologies
- business administration
- construction trades
- education engineering
- English language and literature
- library science
- math and statistics
- marketing
- psychology
Insurance Agent Salary Information
Category: Insurance underwriters
| Total # Employed in the US |
98,430 |
| Average Hourly Wage: |
$30.45/hr |
| Hourly Wage Range |
| PERCENTILE |
| 10% | 25% | 50% | 75% | 90% |
| $17.13 |
$21.33 |
$27.8 |
$37.34 |
$47.8 |
|
| Average Yearly Salary |
$63,330 |
| Yearly Salary Range |
| PERCENTILE |
| 10% | 25% | 50% | 75% | 90% |
| $35,630 |
$44,380 |
$57,820 |
$77,660 |
$99,420 |
|
| Employment Demographics |
| % OF WORKERS WITH |
| < High School Diploma |
High School Diploma |
Some College |
Associate Degree |
Bachelor Degree |
Master Degree |
Doctoral Degree |
| 0.6% |
18.3% |
22.4% |
8.6% |
42.5% |
6.1% |
1.4% |
|
Insurance underwriters — WAGES BY STATE, SORTED BY SALARY
| STATE | Average Hourly Wage | Average Annual Salary |
|---|
| Delaware |
$36.88/hr
|
$76,700
|
| Oklahoma |
$36.5/hr
|
$75,910
|
| North Dakota |
$34.56/hr
|
$71,880
|
| Virginia |
$33.52/hr
|
$69,710
|
| Missouri |
$33.51/hr
|
$69,710
|
| Florida |
$33.17/hr
|
$69,000
|
| Colorado |
$32.82/hr
|
$68,260
|
| Kansas |
$32.79/hr
|
$68,210
|
| Ohio |
$32.08/hr
|
$66,730
|
| Mississippi |
$31.9/hr
|
$66,350
|
| Utah |
$31.4/hr
|
$65,320
|
| West Virginia |
$30.87/hr
|
$64,210
|
| Kentucky |
$30.84/hr
|
$64,150
|
| Tennessee |
$30.81/hr
|
$64,080
|
| Michigan |
$30.32/hr
|
$63,050
|
| Wisconsin |
$30.31/hr
|
$63,040
|
| Wyoming |
$29.84/hr
|
$62,070
|
| South Carolina |
$29.2/hr
|
$60,730
|
| North Carolina |
$29.13/hr
|
$60,590
|
| District of Columbia |
$28.96/hr
|
$60,250
|
| Montana |
$28.94/hr
|
$60,200
|
| Maine |
$28.88/hr
|
$60,060
|
| Idaho |
$28.36/hr
|
$58,980
|
| Connecticut |
$28.34/hr
|
$58,940
|
| Nebraska |
$28.33/hr
|
$58,920
|
| Alaska |
$27.9/hr
|
$58,040
|
| Louisiana |
$27.87/hr
|
$57,970
|
| New Hampshire |
$27.8/hr
|
$57,820
|
| Oregon |
$27.47/hr
|
$57,140
|
| Iowa |
$27.42/hr
|
$57,020
|
| New Mexico |
$27.27/hr
|
$56,720
|
| New York |
$26.98/hr
|
$56,120
|
| Hawaii |
$26.73/hr
|
$55,590
|
| Maryland |
$24.67/hr
|
$51,310
|
| Alabama |
$24.59/hr
|
$51,140
|
| Nevada |
$24.39/hr
|
$50,730
|
| Indiana |
$24.32/hr
|
$50,580
|
| Puerto Rico |
$24.2/hr
|
$50,340
|
| Arkansas |
$24.05/hr
|
$50,030
|
| South Dakota |
$24.02/hr
|
$49,970
|
| Washington |
$23.21/hr
|
$48,280
|
| California |
$22.36/hr
|
$46,510
|
| Massachusetts |
$22.21/hr
|
$46,200
|
| Pennsylvania |
$22.14/hr
|
$46,050
|
| New Jersey |
$21.45/hr
|
$44,620
|
Category: Insurance sales agents
| Total # Employed in the US |
325,710 |
| Average Hourly Wage: |
$29.48/hr |
| Hourly Wage Range |
| PERCENTILE |
| 10% | 25% | 50% | 75% | 90% |
| $12.4 |
$15.78 |
$21.87 |
$33.43 |
$55.24 |
|
| Average Yearly Salary |
$61,330 |
| Yearly Salary Range |
| PERCENTILE |
| 10% | 25% | 50% | 75% | 90% |
| $25,800 |
$32,810 |
$45,500 |
$69,540 |
$114,910 |
|
| Employment Demographics |
| % OF WORKERS WITH |
| < High School Diploma |
High School Diploma |
Some College |
Associate Degree |
Bachelor Degree |
Master Degree |
Doctoral Degree |
| 1.2% |
17.8% |
26.7% |
9.1% |
37.7% |
6.1% |
1.4% |
|
Insurance sales agents — WAGES BY STATE, SORTED BY SALARY
| STATE | Average Hourly Wage | Average Annual Salary |
|---|
| Virginia |
$38.6/hr
|
$80,280
|
| Missouri |
$37.85/hr
|
$78,740
|
| Colorado |
$36.79/hr
|
$76,520
|
| North Dakota |
$34.71/hr
|
$72,210
|
| Oklahoma |
$34.44/hr
|
$71,630
|
| Delaware |
$34.38/hr
|
$71,510
|
| Pennsylvania |
$33.94/hr
|
$70,590
|
| Utah |
$32.51/hr
|
$67,620
|
| Connecticut |
$31.82/hr
|
$66,190
|
| Kansas |
$31.02/hr
|
$64,520
|
| Kentucky |
$30.02/hr
|
$62,440
|
| Idaho |
$29.48/hr
|
$61,320
|
| Montana |
$29.41/hr
|
$61,170
|
| Florida |
$29.17/hr
|
$60,680
|
| Hawaii |
$28.63/hr
|
$59,540
|
| Nebraska |
$28.61/hr
|
$59,520
|
| Maryland |
$28.43/hr
|
$59,130
|
| Wyoming |
$28.4/hr
|
$59,060
|
| Oregon |
$28.28/hr
|
$58,820
|
| Mississippi |
$28.25/hr
|
$58,760
|
| District of Columbia |
$27.74/hr
|
$57,690
|
| Puerto Rico |
$27.64/hr
|
$57,480
|
| Tennessee |
$27.63/hr
|
$57,460
|
| South Carolina |
$27.5/hr
|
$57,200
|
| Louisiana |
$27.49/hr
|
$57,180
|
| North Carolina |
$26.93/hr
|
$56,020
|
| Guam |
$26.9/hr
|
$55,960
|
| Michigan |
$26.81/hr
|
$55,760
|
| Maine |
$26.17/hr
|
$54,420
|
| Alabama |
$26.16/hr
|
$54,410
|
| New Hampshire |
$25.89/hr
|
$53,850
|
| Wisconsin |
$25.88/hr
|
$53,820
|
| New Mexico |
$25.07/hr
|
$52,140
|
| New York |
$24.33/hr
|
$50,610
|
| Alaska |
$24.29/hr
|
$50,530
|
| Arkansas |
$24.28/hr
|
$50,500
|
| Nevada |
$24.24/hr
|
$50,410
|
| California |
$24.01/hr
|
$49,930
|
| South Dakota |
$23.76/hr
|
$49,410
|
| New Jersey |
$23.4/hr
|
$48,660
|
| Ohio |
$23.4/hr
|
$48,680
|
| Iowa |
$22.73/hr
|
$47,280
|
| Washington |
$22.11/hr
|
$45,980
|
| Massachusetts |
$21.63/hr
|
$45,000
|
| Indiana |
$21.19/hr
|
$44,070
|
| West Virginia |
$21.16/hr
|
$44,010
|
Category: Insurance claims and policy processing clerks
| Total # Employed in the US |
235,480 |
| Average Hourly Wage: |
$17.18/hr |
| Hourly Wage Range |
| PERCENTILE |
| 10% | 25% | 50% | 75% | 90% |
| $11.48 |
$13.5 |
$16.36 |
$19.85 |
$24.36 |
|
| Average Yearly Salary |
$35,740 |
| Yearly Salary Range |
| PERCENTILE |
| 10% | 25% | 50% | 75% | 90% |
| $23,880 |
$28,080 |
$34,040 |
$41,300 |
$50,660 |
|
| Employment Demographics |
| % OF WORKERS WITH |
| < High School Diploma |
High School Diploma |
Some College |
Associate Degree |
Bachelor Degree |
Master Degree |
Doctoral Degree |
| 1.8% |
31.1% |
34.0% |
12.5% |
18.0% |
2.2% |
0.4% |
|
Insurance claims and policy processing clerks — WAGES BY STATE, SORTED BY SALARY
| STATE | Average Hourly Wage | Average Annual Salary |
|---|
| Florida |
$23.62/hr
|
$49,140
|
| New York |
$19.38/hr
|
$40,310
|
| Missouri |
$19.13/hr
|
$39,790
|
| Wisconsin |
$18.78/hr
|
$39,070
|
| Delaware |
$18.75/hr
|
$39,010
|
| Mississippi |
$18.69/hr
|
$38,870
|
| Colorado |
$18.48/hr
|
$38,430
|
| Oklahoma |
$18.38/hr
|
$38,230
|
| District of Columbia |
$18.11/hr
|
$37,670
|
| Utah |
$18.1/hr
|
$37,660
|
| North Dakota |
$18.01/hr
|
$37,450
|
| Connecticut |
$17.98/hr
|
$37,400
|
| Kansas |
$17.78/hr
|
$36,970
|
| Arkansas |
$17.72/hr
|
$36,850
|
| Tennessee |
$17.6/hr
|
$36,610
|
| Nebraska |
$17.6/hr
|
$36,600
|
| Virginia |
$17.54/hr
|
$36,490
|
| Alaska |
$17.36/hr
|
$36,100
|
| Nevada |
$17.33/hr
|
$36,040
|
| Wyoming |
$17.14/hr
|
$35,660
|
| North Carolina |
$17.09/hr
|
$35,550
|
| New Hampshire |
$16.8/hr
|
$34,950
|
| South Carolina |
$16.77/hr
|
$34,890
|
| Indiana |
$16.59/hr
|
$34,500
|
| Montana |
$16.53/hr
|
$34,390
|
| California |
$16.51/hr
|
$34,330
|
| Michigan |
$16.38/hr
|
$34,080
|
| Maine |
$16.34/hr
|
$33,980
|
| Puerto Rico |
$16.26/hr
|
$33,810
|
| Kentucky |
$15.97/hr
|
$33,220
|
| South Dakota |
$15.96/hr
|
$33,200
|
| Idaho |
$15.85/hr
|
$32,970
|
| New Mexico |
$15.83/hr
|
$32,920
|
| Hawaii |
$15.69/hr
|
$32,620
|
| New Jersey |
$15.66/hr
|
$32,560
|
| Louisiana |
$15.61/hr
|
$32,480
|
| Maryland |
$15.36/hr
|
$31,940
|
| Washington |
$15.19/hr
|
$31,590
|
| Oregon |
$15.15/hr
|
$31,520
|
| Iowa |
$15.04/hr
|
$31,290
|
| Alabama |
$14.84/hr
|
$30,860
|
| Pennsylvania |
$14.56/hr
|
$30,280
|
| Massachusetts |
$13.86/hr
|
$28,830
|
| Guam |
$13.66/hr
|
$28,410
|
| Ohio |
$13.64/hr
|
$28,370
|
| West Virginia |
$12.45/hr
|
$25,900
|
Category: Claims Examiners, Property and Casualty Insurance
| Total # Employed in the US |
273,930 |
| Average Hourly Wage: |
$28.26/hr |
| Hourly Wage Range |
| PERCENTILE |
| 10% | 25% | 50% | 75% | 90% |
| $16.74 |
$20.82 |
$27.46 |
$34.68 |
$41.25 |
|
| Average Yearly Salary |
$58,780 |
| Yearly Salary Range |
| PERCENTILE |
| 10% | 25% | 50% | 75% | 90% |
| $34,820 |
$43,300 |
$57,130 |
$72,130 |
$85,810 |
|
| Employment Demographics |
| % OF WORKERS WITH |
| < High School Diploma |
High School Diploma |
Some College |
Associate Degree |
Bachelor Degree |
Master Degree |
Doctoral Degree |
| 1.3% |
17.9% |
25.9% |
10.7% |
38.5% |
4.6% |
1.2% |
|
Category: Insurance Adjusters, Examiners, and Investigators
| Total # Employed in the US |
273,930 |
| Average Hourly Wage: |
$28.26/hr |
| Hourly Wage Range |
| PERCENTILE |
| 10% | 25% | 50% | 75% | 90% |
| $16.74 |
$20.82 |
$27.46 |
$34.68 |
$41.25 |
|
| Average Yearly Salary |
$58,780 |
| Yearly Salary Range |
| PERCENTILE |
| 10% | 25% | 50% | 75% | 90% |
| $34,820 |
$43,300 |
$57,130 |
$72,130 |
$85,810 |
|
| Employment Demographics |
| % OF WORKERS WITH |
| < High School Diploma |
High School Diploma |
Some College |
Associate Degree |
Bachelor Degree |
Master Degree |
Doctoral Degree |
| 1.3% |
17.9% |
25.9% |
10.7% |
38.5% |
4.6% |
1.2% |
|
